romney. every three economy has good regulation at the same time it can be excessive. the dodd/frank has a number prohibitions with unintended consequences that are harmful for the economy and killing regional small banks five would repeal and replace it. >> president obama it is because of reckless behavior on wall street putting mean street address we had to step and nfl since the 1930's so the question think we have to much oversight? senator warner of virginia, congress never gets it rice with massive reform legislation the first time through. you head out then you come back to do it correctly. secretary of treasury tim geithner. >> with strong defense of the dodd/frank act. remember the financial crisis of 2008 you read of the hundreds of millions of dollars being spent on lobbyist to repeal financial reform. they're not perfect but in place would have limited the financial crisis. basel iii capital and -- requirements and burdens were intended for our big banks would effectively put community banks out of business. interestingly enough former city group executive